Terms

Terms of use

Susman Insurance Agency, a California-licensed agency (License 0B75129), operates this site. It furnishes general facts about term life insurance and operates a quoting tool that retrieves carrier quotes based on your entries.

Quotes are approximate. Carriers supply the rates you see for your indicated class for informational use only. They are not an offer of insurance, a guaranteed price, or an approval promise. The carrier determines final rates, class, and eligibility through its underwriting; the actual policy and riders govern.

No coverage is created here. Requesting quotes, applying, or sending a message does not bind any coverage. Coverage begins only when a carrier issues a policy, you accept it, and payment is made.

Availability. Product offerings, carriers, and pricing fluctuate by state and applicant circumstances and may shift. Quotes display for California residents.

Not professional advice. Information found here is educational and does not constitute legal, tax, or financial advice. Verify important matters with a qualified professional.

Third-party system. The application page integrates a third-party secure application service governed by its own terms.